Banks are using the GENIUS Act to reshape the stablecoin market: Banks want control of the stablecoin market, starting with USDC and circling Tether.
Coinbase’s x402 protocol revives HTTP 402 “Payment Required” as a programmable payment handshake, so browsers and AI agents can pay websites directly using crypto. Here’s what x402 is, how the flow works in practice, and what it could mean for devs and on‑chain commerce.