Five U.S. agencies proposed GENIUS Act customer ID rules for stablecoin issuers, while excluding ownership alone and most secondary-market transfers.
FDIC says Illinois closed Metropolitan Capital Bank & Trust on Jan. 30, 2026; First Independence Bank assumed deposits in the first U.S. failure of 2026.
A River analysis says 15 of the top 25 U.S. banks by assets are offering, launching, or exploring Bitcoin custody and trading.